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Retirement Calculator MCP tool

MCP findutils:retirement_calculator

Return the projected savings at retirement, the amount needed to fund an inflation-adjusted monthly income until life expectancy, the gap or surplus, whether you are on track, the extra monthly saving needed, and the 4%-rule sustainable monthly withdrawal. Rates are yearly percentages.

Arguments

application/json
  • current_age

    integer required

    Current age in years.

  • retirement_age

    integer required

    Planned retirement age. Must be greater than current_age.

  • current_savings

    number optional

    Retirement savings today. Default: 0.

  • monthly_contribution

    number optional

    Amount saved every month. Default: 0.

  • expected_return

    number optional

    Expected yearly return in percent. Default: 7.

  • inflation_rate

    number optional

    Yearly inflation in percent. Default: 3.

  • desired_monthly_income

    number required

    Monthly income wanted in retirement, in today's money.

  • life_expectancy

    integer optional

    Age the money must last to. Must be greater than retirement_age. Default: 90.

Example arguments

Verified
{
  "current_age": 30,
  "retirement_age": 65,
  "current_savings": 50000,
  "monthly_contribution": 1000,
  "expected_return": 7,
  "inflation_rate": 3,
  "desired_monthly_income": 5000,
  "life_expectancy": 90
}