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Auto Loan Calculator MCP tool

MCP findutils:auto_loan_calculator

Return the monthly car payment, total interest, financed amount, and a month-by-month amortization schedule for an auto loan. Accounts for down payment, trade-in value, and sales tax (optionally financed). Rate is a yearly percentage.

Arguments

application/json
  • vehicle_price

    number required

    Vehicle purchase price before tax.

  • interest_rate

    number required

    Yearly interest rate in percent (6.5 = 6.5%). Must be > 0.

  • loan_term_months

    integer required

    Loan term in months (for example 36, 48, 60, 72, 84).

  • down_payment

    number optional

    Cash down payment. Default: 0.

  • trade_in_value

    number optional

    Trade-in value credited against the price. Default: 0.

  • sales_tax

    number optional

    Sales tax rate in percent applied to the vehicle price. Default: 0.

  • include_tax_in_loan

    boolean optional

    Finance the sales tax in the loan. Default: true.

Example arguments

Verified
{
  "vehicle_price": 35000,
  "down_payment": 5000,
  "trade_in_value": 0,
  "interest_rate": 6.5,
  "loan_term_months": 60,
  "sales_tax": 8,
  "include_tax_in_loan": true
}