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Fire Calculator MCP tool

MCP findutils:fire_calculator

Return the FIRE number (annual expenses / withdrawal rate), years to reach it, FIRE age, progress percent, monthly investment, and a year-by-year net worth projection for Traditional, Lean, Fat, Coast, or Barista FIRE. Growth uses the real return (expected return minus inflation); rates are yearly percentages.

Arguments

application/json
  • current_age

    integer required

    Current age in years.

  • current_net_worth

    number optional

    Invested net worth today. Default: 0.

  • annual_expenses

    number required

    Yearly spending. Must be > 0.

  • annual_income

    number optional

    Yearly income. Default: 0.

  • savings_rate

    number optional

    Percent of income saved. Default: 0.

  • expected_return

    number optional

    Expected yearly return in percent. Default: 7.

  • withdrawal_rate

    number optional

    Safe withdrawal rate in percent. Must be > 0. Default: 4.

  • inflation_rate

    number optional

    Yearly inflation in percent. Default: 2.5.

  • fire_type

    string optional

    FIRE variant. Default: traditional. One of traditional · lean · fat · coast · barista.

Example arguments

Verified
{
  "current_age": 30,
  "current_net_worth": 50000,
  "annual_expenses": 50000,
  "annual_income": 80000,
  "savings_rate": 30,
  "expected_return": 7,
  "withdrawal_rate": 4,
  "inflation_rate": 2.5,
  "fire_type": "traditional"
}