Down Payment Calculator MCP tool
findutils:down_payment_calculator Return the down payment, closing costs, total cash needed, remaining amount to save, months to save, target month, loan amount, and estimated PMI for a home purchase, plus a comparison table for 5%, 10%, 15%, 20%, and 25% down. PMI is estimated at 1% of the loan per year when the down payment is below 20%.
Arguments
application/json-
home_price
number required
Purchase price of the home. Must be > 0.
-
down_payment_percent
number optional
Down payment as a percent of the price (20 = 20%). Default: 20.
-
current_savings
number optional
Cash already saved. Default: 0.
-
monthly_savings
number optional
Amount saved every month. Default: 0.
-
closing_cost_percent
number optional
Closing costs as a percent of the price. Default: 3.
-
start_month
string optional
Month the saving starts, as YYYY-MM. Default: the current UTC month.
Example arguments
Verified{
"home_price": 350000,
"down_payment_percent": 20,
"current_savings": 20000,
"monthly_savings": 1000,
"closing_cost_percent": 3,
"start_month": "2026-01"
}More Finance tools
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