Business Loan Calculator API

POST https://api.findutils.com/api/tools/business-loan-calculator/execute

Return the monthly payment, total interest, origination fee, effective yearly rate (interest plus fees), a yearly summary, and a full monthly amortization schedule for a business loan. Rate is a yearly percentage; the term is in months.

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Request body

application/json

loan_amount

number required

Loan principal.
interest_rate

number required

Yearly interest rate in percent (8 = 8%). Must be > 0.
loan_term_months

integer required

Loan term in months (1-480).
origination_fee_percent

number optional

Origination fee as a percent of the loan amount. Default: 0.
loan_type

string optional

Label only (standard, sba, equipment, line_of_credit). Does not change the math. Default: standard. One of standard · sba · equipment · line_of_credit.

Example arguments

Verified

{
  "loan_amount": 100000,
  "interest_rate": 8,
  "loan_term_months": 60,
  "origination_fee_percent": 2
}

curl -X POST https://api.findutils.com/api/tools/business-loan-calculator/execute \
  -H "Content-Type: application/json" \
  -d '{
    "loan_amount": 100000,
    "interest_rate": 8,
    "loan_term_months": 60,
    "origination_fee_percent": 2
  }'

const response = await fetch('https://api.findutils.com/api/tools/business-loan-calculator/execute', {
  method: 'POST',
  headers: { 'Content-Type': 'application/json' },
  body: JSON.stringify({"loan_amount":100000,"interest_rate":8,"loan_term_months":60,"origination_fee_percent":2}),
});
const data = await response.json();

import requests

response = requests.post(
    "https://api.findutils.com/api/tools/business-loan-calculator/execute",
    json={"loan_amount":100000,"interest_rate":8,"loan_term_months":60,"origination_fee_percent":2},
)
data = response.json()

$ch = curl_init('https://api.findutils.com/api/tools/business-loan-calculator/execute');
curl_setopt_array($ch, [
    CURLOPT_POST => true,
    CURLOPT_HTTPHEADER => ['Content-Type: application/json'],
    CURLOPT_POSTFIELDS => '{"loan_amount":100000,"interest_rate":8,"loan_term_months":60,"origination_fee_percent":2}',
    CURLOPT_RETURNTRANSFER => true,
]);
$data = json_decode(curl_exec($ch), true);

Also an MCP tool

Call business_loan_calculator from Claude, Cursor or any MCP client. Same arguments, same output.

https://mcp.findutils.com

MCP reference

Rate limit: 60 a minute, per IP
Auth: None
REST id: business-loan-calculator
MCP name: business_loan_calculator
Category: Finance
Machine-readable: openapi.json · markdown.md

Request body

Example arguments

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